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When looking at any large financial investment it's very important to do proper research. The shared appreciation mortgage was originally introduced to the marketplace in the early 1980s. The basic concept behind this type of mortgage is that you share in the value of the appreciation over the full term of the mortgage with the loan provider. This allows them to profit from the amount by which the home appreciates over the longer term and it also allows the homebuyer to have lower repayments in the short term. When it was originally introduced it was very much a niche type of mortgage and went out of fashion quite quickly. In more recent times some of the loan providers have reintroduced this concept of the marketplace. There are some potential advantages to this type of mortgage but there are also some very serious drawbacks so before you consider a shared appreciation mortgage it's very important that you understand what you're getting involved in and how that may affect you in the years to come. Our search tool will allow you to find good background information on this type of mortgage. If it suits your personal financial circumstances than this can be useful product but only if you have a full understanding of what you're getting involved in and also it's important that you've checked out the loan provider and their background as well. This version of the search tool runs on Windows. If you're using another operating system or even if you're using Windows but you're uncomfortable with downloading and installing software, there is also a completely free online version that you can use our web site. There is also a far more detailed explanation of exactly why the shared appreciation mortgage is and some of the potential pitfalls attached to it. You will need an active Internet connection and a browser to use the search but other than that either download or online version should be pretty much compatible with any computer that can access

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